In a phenomenal stride towards a cashless future, the Ministry of Finance has officially announced the adoption of the Aani and Jaywan solutions as brand-new payment channels for federal service fees and fines. With this groundbreaking move, the Ministry of Finance becomes the very first federal government entity in the United Arab Emirates to implement these highly advanced national platforms.
This milestone initiative follows Cabinet Resolution No. (176M/4M) of 2026, which formally governs the adoption of these two systems and outlines the fees applicable to their use.
Reinforcing the UAE’s Payment Ecosystem
This historic announcement essentially paves the way for the aggressive adoption and widespread rollout of both systems across other federal entities and collection banks. Operating in strict accordance with their approved procedures, this integration will dramatically strengthen the UAE Government’s entire payment ecosystem.
The introduction of these platforms is a critical part of the Ministry of Finance’s ongoing strategic efforts to further develop the government payments infrastructure. By accelerating comprehensive digital transformation, the Ministry aims to provide significantly more flexible, highly convenient, and exceptionally faster payment options, ultimately enhancing the overall customer journey across all federal services.
Highlighting the importance of this shift, Younis Haji AlKhoori, Undersecretary of the Ministry of Finance, articulated the vision behind the new platforms:
“The introduction of ‘Aani’ and ‘Jaywan’ marks a strategic milestone, reflecting the Ministry’s unwavering commitment to adopting the UAE’s latest nationally approved financial innovations and embodying the UAE leadership’s forward-looking vision for building a secure and sustainable digital economy.”
He further noted that integrating these highly advanced national solutions goes far beyond simply improving the efficiency of financial transactions. It massively elevates the customer experience by providing highly flexible payment options that align perfectly with modern daily needs, thereby strengthening the resilience of the entire national financial ecosystem.
Adding to this perspective, Saeed Rashid Al Yateem, Assistant Undersecretary for the Government Budget and Revenue Sector, emphasized the direct operational benefits:
“The move will accelerate revenue collection processes, broaden payment options available to customers and deepen integration with the UAE’s national payments infrastructure.”
Understanding Aani and Jaywan
Developed under the direct supervision of the Central Bank of the United Arab Emirates, Aani is the UAE’s premier innovative national instant payment platform. It seamlessly enables customers to make highly secure, real-time fund transfers and payment settlements around the clock. What makes Aani truly revolutionary is its versatility; payments can be completed using multiple identifiers, including a simple mobile number, an Emirates ID, an email address, a QR code, or an International Bank Account Number (IBAN).
Complementing this is Jaywan, the UAE’s highly anticipated national domestic card payment scheme. Also launched by the Central Bank of the UAE, Jaywan was designed specifically to strengthen the national payments ecosystem. It provides an incredibly secure and efficient card payment solution that directly supports the rapid growth of the digital economy. By offering a wider range of card-based payment options, Jaywan allows customers to complete their federal financial transactions with unprecedented ease and absolute flexibility.
By successfully championing the integration of Aani and Jaywan, the Ministry of Finance is not only streamlining government revenue management but also boldly leading the UAE’s rapid transition toward a fully integrated, world-class digital society.
